The home loan rates in India varies with the nature of the loan, with the choice of fixed rate loan or a floating rate loan. From April 2007, Home Loans in India vary widely from 13% to 14% (fixed) and 10.75% to 12% (floating) depending on the profile of the customer. There is no standard rate which can be applicable to all, hence the most convenient way to get a better loan rate is to either negotiate for it or to apply at an online marketplace like the APNALOAN. Home loans in India are also available for renovation or extension against the existing house.
There are many nationalized banks as well as housing companies who offer finance at affordable interest rates. Some of the leading sources of Home Loans in India are:
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